Privacy Policy
Startup Business Loan Online
Effective Date: January 23, 2026
1. Introduction
Startup Business Loan Online (“we,” “us,” “our,” or “Company”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website startupbusinessloan.online and related domains (collectively, the “Website”).
By using our Website, you consent to the data practices described in this Privacy Policy. If you do not agree with our policies and practices, please do not use our Website.
2. Information We Collect
2.1 Personal Information You Provide
We collect information that you voluntarily provide to us, including:
| Information Type | Examples | Collection Method |
|---|---|---|
| Contact Information | Name, email address, phone number, mailing address | Lead forms, contact forms, quiz submissions |
| Business Information | Company name, business structure, industry, revenue | Qualification forms, application submissions |
| Financial Information | Funding needs, credit situation, existing debt | Qualification quiz, assessment forms |
| Communication Data | Messages, feedback, questions | Contact forms, email correspondence |
2.2 Information Collected Automatically
When you access our Website, we automatically collect certain information:
Tracking Technologies:
- Cookies: Small data files stored on your device
- Web Beacons: Electronic images that track page views
- Pixels: Code that tracks user behavior and conversions
- Session Storage: Temporary data storage during your visit
Analytics Data:
- IP address (anonymized)
- Browser type and version
- Device type and operating system
- Pages visited and time spent
- Referring website/source
- Click behavior and interactions
- Geographic location (city/state level only)
2.3 Third-Party Tracking Services
We use the following third-party services that collect data:
| Service | Purpose | Data Collected |
|---|---|---|
| Google Analytics 4 (GA4) | Website analytics and user behavior tracking | Anonymized IP, page views, session duration, device info |
| Google Tag Manager (GTM) | Tag and tracking code management | Event tracking, conversion tracking, custom variables |
| Meta Pixel (Facebook) | Advertising and retargeting | Page views, conversions, custom events, device info |
| GoHighLevel (GHL) | CRM, form management, lead routing | Form submissions, contact info, quiz responses |
3. How We Use Your Information
3.1 Primary Uses
We use your information for the following purposes:
- Lead Generation: Connect you with funding programs administered by 509 Pacific
- Communication: Respond to inquiries and provide customer support
- Service Improvement: Analyze usage patterns to improve our Website
- Marketing: Send promotional emails and targeted advertisements (with consent)
- Compliance: Fulfill legal obligations and enforce our Terms of Service
- Analytics: Track conversions, measure campaign performance
- Fraud Prevention: Detect and prevent fraudulent activity
3.2 Marketing Communications
If you provide your email address or phone number, we may send you:
- Educational content about business funding
- Program updates and announcements
- Promotional offers and special opportunities
- Follow-up communications regarding your inquiry
You can opt-out at any time by clicking the unsubscribe link in our emails or contacting us directly.
4. How We Share Your Information
4.1 Service Providers and Partners
We share your information with trusted third parties who assist us in operating our business:
| Category | Recipients | Purpose |
|---|---|---|
| Funding Program | 509 Pacific (501(c)(3) nonprofit) | Process your funding application and provide services |
| CRM & Communication | GoHighLevel, email service providers | Manage leads, send communications, track interactions |
| Analytics | Google (Analytics, Tag Manager), Meta/Facebook | Website analytics, conversion tracking, advertising |
| Hosting & Infrastructure | Web hosting providers, CDNs | Website hosting, content delivery, security |
| Legal & Compliance | Legal advisors, regulatory authorities | Compliance with laws, legal proceedings |
4.2 Business Transfers
If we undergo a merger, acquisition, or sale of assets, your information may be transferred to the acquiring entity. We will notify you via email and/or prominent notice on our Website before your information becomes subject to a different privacy policy.
4.3 Legal Requirements
We may disclose your information if required to do so by law or in response to:
- Valid legal process (subpoena, court order, warrant)
- Government or regulatory requests
- Protection of our rights, property, or safety
- Prevention of fraud or illegal activity
- Enforcement of our Terms of Service
5. Data Security
5.1 Security Measures
We implement industry-standard security measures to protect your information:
- Encryption: SSL/TLS encryption for data transmission
- Secure Hosting: Data stored on secure, access-controlled servers
- Access Controls: Limited employee access on a need-to-know basis
- Regular Audits: Periodic security assessments and updates
- Monitoring: Continuous monitoring for suspicious activity
5.2 No Absolute Security
Despite our security measures, no method of transmission over the internet or electronic storage is 100% secure. While we strive to protect your information, we cannot guarantee absolute security.
6. Data Retention
6.1 Retention Periods
We retain your information for as long as necessary to fulfill the purposes outlined in this Privacy Policy:
| Data Type | Retention Period | Reason |
|---|---|---|
| Lead/Contact Information | 3 years from last interaction | Follow-up communications, marketing |
| Analytics Data | 26 months (GA4 default) | Performance analysis, reporting |
| Communication Records | 2 years | Customer support, dispute resolution |
| Legal/Compliance Data | 7 years | Legal requirements, audits |
6.2 Deletion Requests
You may request deletion of your personal information at any time (subject to legal retention requirements). See Section 8 for details on exercising your rights.
7. Cookies and Tracking Technologies
7.1 Types of Cookies We Use
| Cookie Type | Purpose | Duration |
|---|---|---|
| Essential Cookies | Enable basic website functionality | Session/1 year |
| Analytics Cookies | Track website usage and performance | 2 years |
| Marketing Cookies | Enable targeted advertising and retargeting | 1-2 years |
| Preference Cookies | Remember your settings and preferences | 1 year |
7.2 Managing Cookies
You can control cookies through:
- Browser Settings: Most browsers allow you to refuse or delete cookies
- Opt-Out Tools: Use industry opt-out tools like http://optout.aboutads.info
- Do Not Track: Enable “Do Not Track” in your browser (note: we honor these signals)
Note: Disabling cookies may limit website functionality and prevent us from providing personalized services.
8. Your Privacy Rights
California Residents (CCPA Rights)
Under the California Consumer Privacy Act (CCPA), California residents have the following rights:
- Right to Know: Request disclosure of personal information we collect, use, and share
- Right to Delete: Request deletion of your personal information (subject to exceptions)
- Right to Opt-Out: Opt-out of the sale of your personal information
- Right to Non-Discrimination: Exercise privacy rights without discriminatory treatment
Important Note: We do NOT sell personal information in the traditional sense. However, sharing data with advertising partners (like Meta Pixel) may be considered a “sale” under CCPA. You can opt-out via the “Do Not Sell My Info” link in our footer.
8.1 All Users (General Rights)
Regardless of location, you have the following rights:
- Access: Request a copy of your personal information
- Correction: Request correction of inaccurate information
- Deletion: Request deletion of your information (subject to legal requirements)
- Opt-Out: Unsubscribe from marketing communications
- Data Portability: Request your data in a structured, machine-readable format
8.2 How to Exercise Your Rights
To exercise any of these rights, contact us:
- Email: [email protected]
- Subject Line: “Privacy Rights Request”
- Include: Your name, email, phone number, and specific request
We will respond to your request within 45 days (or as required by applicable law).
9. Third-Party Websites and Services
9.1 Links to Other Sites
Our Website may contain links to third-party websites, including:
- 509 Pacific website
- Social media platforms
- Partner websites
- Educational resources
We are not responsible for the privacy practices of these third-party sites. We encourage you to review their privacy policies before providing any information.
9.2 Third-Party Services
When you submit a lead through our Website, you will be subject to the privacy policies of:
- 509 Pacific: Our funding program partner
- GoHighLevel: Our CRM and form management platform
- Other Service Providers: As necessary to process your request
10. Children’s Privacy
Our Website is not intended for individuals under the age of 18. We do not knowingly collect personal information from children.
If you believe we have inadvertently collected information from a child under 18, please contact us immediately at [email protected], and we will delete the information promptly.
11. International Users
11.1 Data Transfer
Our Website is operated in the United States. If you access our Website from outside the US, your information will be transferred to, stored, and processed in the United States.
By using our Website, you consent to the transfer of your information to the United States, which may have different data protection laws than your country.
11.2 GDPR Compliance (European Users)
If you are in the European Economic Area (EEA), you have additional rights under the General Data Protection Regulation (GDPR):
- Right to access your data
- Right to rectification (correction)
- Right to erasure (“right to be forgotten”)
- Right to restrict processing
- Right to data portability
- Right to object to processing
- Right to withdraw consent
Legal Basis for Processing: We process your data based on:
- Consent (when you submit forms or opt-in to marketing)
- Legitimate interests (improving our services, fraud prevention)
- Legal obligations (compliance with laws)
12. Changes to This Privacy Policy
We may update this Privacy Policy from time to time to reflect:
- Changes in our practices
- Legal or regulatory requirements
- New features or services
- Industry best practices
When we make material changes, we will:
- Update the “Last Updated” date at the top of this policy
- Post a prominent notice on our Website
- Send email notification (if you have provided an email address)
Your continued use of our Website after changes are posted constitutes acceptance of the updated Privacy Policy.
13. Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please contact us:
Startup Business Loan Online
Email: [email protected]
Subject: Privacy Policy Inquiry
We will respond to your inquiry within 45 days of receipt.